When our organization began, in order to help each other, our members "passed the hat" to assist families of deceased members. Soon, however, this became impossible, as the number of our members grew.

Out of this simple process, we've evolved into a modern, dynamic insurance organization, and offer a wide variety of products to suit virtually everyone's needs.

With the highest industry ratings (Standard & Poor's - AAA, AM Best - A++, and IMSA Certification) we offer a number of products to serve your need.

Products

• Permanent Plans - Policy lasts as long as you live, premium stays the same.
• Term Plans - Policy ends at end of specified term: renewable and convertible.
• Annuities - Provides an income that is guaranteed for life.
• Long Term Care - Provides funds for long-term, out-of-hospital care.

For more information on our insurance products please contact one of the South Dakota Insurance Agents.